The GENIUS Act, a landmark federal law on stablecoins, has been passed by 308 votes to 122 in the House of Representatives and awaits Donald Trump’s signature to become law.
It puts an end to years of legal void in the United States by regulating the issuance of stablecoins like USDT or USDC in a clear and innovation-friendly framework.
This legislation is part of a larger dynamic, with the Clarity Act on the horizon, aiming to completely redefine the regulation of the American crypto market by September.
La Chambre des représentants votent la GENIUS Act
The American Congress has made a historic move: the GENIUS Act, the first major federal law on crypto, has been overwhelmingly approved by the House of Representatives (308 votes to 122). It now only awaits the president Trump’s signature to become law.
A symbolic, yet strategic step: it marks the end of a period of regulatory ambiguity surrounding stablecoins in the United States, these crypto assets pegged to the dollar like Tether’s USDT or Circle’s USDC.
Un changement radical après des années de blocage
Until now, the American crypto sector has operated in a gray area, torn between wary regulators and a Congress unable to legislate. This paralysis is coming to an end.
The GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) paves the way for a clear framework for stablecoin issuers. It sends a strong signal to Wall Street, traditional banks… and the world. The United States now aims to regulate, but also encourage, crypto innovation on its soil.
This vote is not alone: it follows the adoption of the Clarity Act, another major text that aims to regulate all American crypto markets.
Le Sénat déjà conquis, Trump en arbitre final
The GENIUS Act had already cleared the Senate in June with 68 votes to 30. In other words: the final stage now rests on one man, Donald Trump.
A president who, in 2025, has become a self-proclaimed champion of crypto. By gathering industry leaders at the White House and setting a clear goal before the summer break, Trump has personally committed to this project. And so far, he has kept his word.
The massive vote in favor of the text, including a significant portion of the Democratic Party, increases pressure on hesitant senators to push forward the Clarity Act.
Stablecoins aujourd’hui, mais toute la crypto demain
If the GENIUS Act is symbolic, the real battle ahead bears a name: Clarity. This far more ambitious text aims to establish the complete legal structure of the American crypto market. In other words, finally defining who regulates what, SEC, CFTC, or a new regulator?
The chairman of the Senate Banking Committee, Tim Scott, has set a deadline: to finalize the Senate version of the Clarity Act by September 30. A significant challenge, especially since the text may undergo substantial modifications.
But the momentum is underway. For investors, entrepreneurs, and Web3 developers, a new era begins: that of a crypto-friendly American market… but now guided by law.
