xMoney has secured $21.5 million in funding from backers like Sui to establish a global payment infrastructure compliant with MiCA, combining stablecoins and traditional banking system.
Propelling xMoney to New Heights
This funding round propels xMoney into a key player in the future of digital payments. Already approved as an Electronic Money Institution and a key member of Visa and Mastercard, the startup aims to build global payment rails compatible with stablecoins and traditional bank cards.
The market targeted is massive: over $7 trillion in stablecoin payments annually. The goal is clear: to make these transactions accessible, compliant, and user-friendly.
“Stablecoins are no longer experimental. They need compliance, trust, and infrastructure to scale.” – Greg Siourounis, co-founder and CEO of xMoney
With strategic support from Sui, xMoney aims to deploy a fast, scalable, and compatible infrastructure with traditional financial players. In essence: combining blockchain speed with banking system reliability.
The Launch of $XMN: A Token at the Heart of the Ecosystem
The $XMN token, issued on the Sui blockchain, becomes the economic engine of the platform. It will be used to reward merchants, engage users and allow the community to participate in network governance.
Starting in 2026, several key features will be activated:
- Merchant ratings and benefits: fee discounts, higher referral commissions, and a transparent reputation system based on holding $XMN.
- Evolving loyalty program: rewards based on activity level and transaction volume within the ecosystem.
- Grants and buybacks: token redistribution to developers, advertisers, and communities, with a portion of revenue dedicated to $XMN buybacks.
- Governance and treasury management: starting in 2027, $XMN holders can vote on key decisions, development, fund allocation, and economic parameters.
A European Bet on the Finance of the Future
With MiCA, Europe has established a pioneering regulatory framework. xMoney is at the forefront, combining blockchain innovation and legal compliance. While Stripe and PayPal are gradually integrating stablecoins into still centralized environments, xMoney is betting on a fully on-chain, regulated, and interoperable approach, where crypto-assets and stablecoins flow naturally at the core of global payments.
With the arrival of $XMN and massive support from key players, xMoney aims to make stablecoins the new standard in global payments, faster, more open, and, most importantly, finally compliant.
