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bunq allows you to buy, sell, and hold over 350 cryptocurrencies directly from its mobile app.
Thanks to its partnership with Kraken, the platform ensures security, liquidity, and compliance.
The fees are transparent and vary based on the subscription type.
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What is bunq?
Founded in 2012 by Dutch entrepreneur Ali Niknam, bunq is gaining popularity among users in France. Based in Amsterdam, in 2014, it made a big splash by becoming the first bank to obtain a European banking license in the Netherlands in 35 years.
Ali Niknam, known for creating the internet provider TransIP, had a clear goal: to completely reinvent traditional banking.
Today, bunq has experienced impressive growth: it has over 20 million users across Europe, managing more than 8 billion euros in deposits. In 2021, the bank achieved an important milestone by officially becoming a “unicorn” (a company valued at over one billion euros), thanks to a record-breaking 193 million euros fundraising round. With this operation, bunq was valued at 1.65 billion euros. It is simply the largest Series A fundraising by a fintech in Europe to date!
Starting in 2023, bunq became the first European neobank to announce a positive net profit, with a profit of 53.1 million euros. Undoubtedly, this is a real success, especially in an industry where many companies are still losing money.
bunq unveils a crypto service across Europe
In April 2025, bunq, now one of the largest neobanks in Europe, reached a significant milestone by introducing a new service dedicated to cryptocurrencies throughout the European Union, in collaboration with the renowned exchange Kraken. And as always with bunq, the recipe remains the same: simplicity, no complicated jargon, and an app accessible to everyone.
In fact, the goal is to allow everyone to easily invest in cryptocurrencies directly from the banking app or website, without having to deal with external crypto platforms that are often complex and intimidating.
Global features: simplicity, diversity, and security
With bunq’s new cryptocurrency feature via Kraken, you can easily buy, sell, and exchange over 350 different cryptocurrencies directly from the same banking app you already use. Not only will you find popular cryptos like Bitcoin, Ethereum, and Solana, but also a variety of newer and less capitalized projects to explore.
To ensure reliable and secure operations, bunq has partnered with Kraken, a globally recognized cryptocurrency exchange platform. This choice guarantees reliable, liquid, and secure transactions for all bunq users.
Moreover, several practical measures are in place to protect your money and prevent unpleasant surprises:
- Mandatory biometric verification (fingerprint, face…) for each crypto transaction.
- Automatic systems to immediately detect any suspicious activity on your account.
- A “Safety Shield” feature: after selling a crypto, you must wait 24 hours before accessing the funds. This prevents fraud or accidental errors.
- bunq also offers “custom price alerts”. With these alerts, you are informed in real time as soon as the price of a crypto reaches your chosen price.
Finally, with a minimum purchase starting at 1€, bunq makes crypto investment accessible to absolutely everyone, whether you are a cautious beginner or an experienced investor.
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Fees: clarity, transparency, and competitive rates
bunq emphasizes transparency with a clear fee schedule, which depends solely on the chosen subscription type. Unlike other platforms, bunq directly adjusts fees based on the level of service selected by each user:
- 1.99% for users of the free bunq Free option
- 0.99% with the Core subscription (3.99 €/month)
- 0.49% for Pro subscribers (9.99 €/month)
- 0.25% for Elite clients (18.99 €/month)
These fees apply uniformly to all your crypto operations: purchases, sales, and exchanges. And the good news is: they remain lower than those charged by most neobanks.
Another practical advantage: bunq does not charge additional fees on deposits or the storage of your cryptocurrencies. An excellent way to start easily (and economically) in the world of cryptocurrencies.
How to sign up for bunq?
Start by clicking on this link to sign up for bunq:
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Once on the main page, click on “Sign up“:
Click on “Get started“.
Then provide information about who the account will be for:
Then enter some personal data, such as your name / surname, address, phone number, or your email.
All that’s left is to choose a PIN code to secure your account.
Your account is now created, but there is one last thing to do before you can use bunq’s features: the Know Your Customer (KYC) process.
On the main interface of your bunq account, click on “proceed to verification now“.
At this stage, follow the instructions displayed on your screen.
Once your identity verification is submitted, it will typically be reviewed within 5 minutes.
Once your identity is verified, you can fully use bunq and its services.
bunq – a relevant solution for beginners?
bunq presents an opportunity to spend, save, and invest from a single application, ideal for those seeking simplicity, regulation, and efficiency.
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FAQ – Frequently asked questions about bunq
What is bunq?
bunq is a European neobank founded in 2012, offering simple, modern, and secure banking services.
Is bunq a real bank?
Yes, bunq holds a European banking license and protects its clients’ euro funds up to €100,000.
Since when have crypto services been available in the bunq app?
Since April 2025, bunq allows buying, selling, and exchanging over 350 cryptos directly from its application.
Who does bunq partner with for this crypto service?
The platform collaborates with Kraken to ensure the security, liquidity, and reliability of transactions.
What types of cryptocurrencies can you buy in the bunq app?
You can find major cryptos like Bitcoin, Ethereum, or Solana, as well as newer projects.
What are the transaction fees for crypto in the bunq app?
They range from 0.25% to 1.99% depending on the subscription, with fee exemption for new customers for three months.
Is bunq suitable for beginners ?
Yes, the interface is intuitive, fees are clear, and security features are enhanced.
How do you secure your crypto account in the bunq app?
With biometric verification, a system to detect suspicious activities, and a 24-hour delay to access funds after a sale.
Can you invest with small amounts?
Yes, you can start with just €1, making investment accessible to everyone.
How do you create a bunq account?
Registration is done via the application or website, in a few minutes, with mandatory identity verification (KYC).
